Contact FAQ & Help

We're doing some essential maintenance on our mortgage search tools at the moment. In the meantime you can still find mortgages through our partner L&C using the options below.

Find a mortgage that fits you

See how much you could borrow, compare mortgages with your chance of approval and get fee-free help with the UK’s leading broker L&C.

Try our mortgage calculator

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Get help choosing

With the UK's leading broker L&C Get advice  (opens in a new tab/window)

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How eligibility comparison works

  1. Tell us what you're looking for

    Tell us a bit about you and your mortgage requirements.

  2. See mortgages with your chance of approval

    We match your credit information against lender criteria to give you your Experian Eligibility rating.

  3. Get advice from our expert broker partner

    L&C can give you tailored advice around choosing the right mortgage for you.

Understanding Experian's Eligibility Rating

Eligibility is only one factor

  • Our eligibility tool is a great place to start but doesn't provide advice. Our broker partner L&C can help you choose the right mortgage to suit your needs.
  • Eligibility is scored at lender level but lenders may offer a range of different product options.

You may have more options

  • Not all lenders show an eligibility rating today, so there could be other mortgages that you could get.
  • L&C will be able to help you with a more detailed assessment of mortgages from over 80 lenders.

There are many factors to consider when applying for a mortgage, and a broker can provide advice on:

  • The type of rate that best fits your needs
  • Mortgages available with a number of lenders
  • How long you should take out a mortgage for
  • Overall costs, overpayment options and fees
  • Your ability to keep up the repayments now and in the future
  • Specified advice to suit your situation, for example if you are self-employed

Lenders we can calculate eligibility for

We give you a variety of options, by working with leading providers across the UK market.

United Kingdom

All Experian consumer services are provided by Experian Ltd (registered number 653331). Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). This can be checked by visiting the Financial Services Register. Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ.

†For CreditExpert a monthly fee of £14.99 applies after your free trial. You may cancel during your 30–day free trial without charge. New customers only. Free trial period starts on registration — further ID verification may be required to access full service which may take up to 5 days.

*Experian acts as a credit broker and not a lender in the provision of its credit cards and personal, car finance and guarantor loans comparison services, meaning it will show you products offered by lenders and other brokers.

Experian acts independently and although our comparison service shows products for a range of lenders and other brokers it does not cover the whole of the market, meaning other products may be available to you. Experian comparison services are free to use. We receive commission payments from the providers that we introduce you to.

If you'd like to learn more about the commission we receive, details can be found in our help section.

**For PCP and HP only: Your car may be required as security and you could lose your vehicle if you don't keep up with repayments.

The web monitoring feature and its alerts within CreditExpert / Identity Plus is not Financial Conduct Authority regulated activity.

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