We're making some changes to our mortgage comparison tools at the moment. In the meantime you can still find mortgages through our partner L&C using the options below.

How eligibility comparison works

  1. Tell us what you're looking for

    Tell us a bit about you and your mortgage requirements.

  2. See mortgages with your chance of approval

    We match your credit information against lender criteria to give you your Experian Eligibility rating.

  3. Get advice from our expert broker partner

    L&C can give you tailored advice around choosing the right mortgage for you.

Understanding Experian's Eligibility Rating

Eligibility is only one factor

  • Our eligibility tool is a great place to start but doesn't provide advice. Our broker partner L&C can help you choose the right mortgage to suit your needs.
  • Eligibility is scored at lender level but lenders may offer a range of different product options.

You may have more options

  • Not all lenders show an eligibility rating today, so there could be other mortgages that you could get.
  • L&C will be able to help you with a more detailed assessment of mortgages from over 80 lenders.

There are many factors to consider when applying for a mortgage, and a broker can provide advice on:

  • The type of rate that best fits your needs
  • Mortgages available with a number of lenders
  • How long you should take out a mortgage for
  • Overall costs, overpayment options and fees
  • Your ability to keep up the repayments now and in the future
  • Specified advice to suit your situation, for example if you are self-employed

Lenders we can calculate eligibility for

We give you a variety of options, by working with leading providers across the UK market.